The Ultimate Guide to Closing Your Bank Account with a Letter

From,

[Your Full Name]
[Your Address]
[City, State, ZIP Code]
[Email Address]
[Phone Number]
[Date]

To,

[Bank Name]
[Bank Address]
[City, State, ZIP Code]

Subject: Request for Account Closure

Dear [Bank Name] Customer Service,

I hope this letter finds you well. I am writing to request the closure of my bank account with the following details:

Account Holder’s Full Name: [Your Full Name]
Account Number: [Your Account Number]
Type of Account: [e.g., Savings/Current]
Reason for Closure:
I have recently decided to close my account with [Bank Name] due to [Specify Reason, e.g., relocation, change in financial institution]. I have ensured that all outstanding transactions, including pending deposits and withdrawals, have been completed.

Disposition of Remaining Balance:
As of the date of this letter, my account balance is [Specify Amount]. I request that the remaining balance be transferred to me through [Specify Method, e.g., a cashier’s check, direct transfer to another account]. Please confirm the procedure and any associated charges for this transaction.

Return of Debit/Credit Cards and Cheque Book:
I have destroyed all unused cheques and request the deactivation of my debit/credit card associated with this account. I will return the physical cards to the nearest branch in compliance with the bank’s policies.

Contact Information:
You can contact me at [Your Phone Number] or [Your Email Address] for any additional information or clarification required during the processing of this account closure.

I understand that there may be additional formalities or documentation required for the closure process, and I am willing to comply with any such requirements.

I appreciate your prompt attention to this matter and request confirmation of the account closure and the disposition of the remaining balance at your earliest convenience.

Thank you for your assistance.

Sincerely,

[Your Full Name]
[Your Signature – if sending a hard copy]

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